One requirement before you apply
Your WhatsApp number must have completed at least one full escrow deal on FiapPay, buying or selling, from start to finish.
We only give affiliate codes to people who have actually used the product. Once you have been through a real deal, you know exactly what happens at every step: how the payment link works, when the money is held, what your buyer sees on their phone, and how the funds are released. That is what lets you answer questions honestly and recommend FiapPay with confidence. An affiliate who has never used it loses their audience at the first hard question.
One transaction is enough. Sell something to a customer, or buy something through FiapPay, complete the deal end to end, then come back and apply.
See how a deal works, step by step →How it works
1. Get your personal link
Once approved, you get a code like REF-YOURNAME and a short link, fiappay.com/r/YOURNAME, perfect for a TikTok bio, WhatsApp status, or Facebook post.
2. Your audience taps it
The link opens WhatsApp with your code pre-typed. When they press send on that very first message, they're registered as your referral. No forms, no app to install.
3. They trade, you earn
Every time a referral completes an escrow in their first 90 days, whether buying or selling, 20% of the FiapPay fee on their side of the deal goes to you. You earn on our fee, never out of their pocket.
4. Track it yourself, anytime
Text Stats to the FiapPay bot and see your sign-ups, paying customers, and balance instantly. Payouts go out monthly by Mobile Money once your balance reaches 5,000 FCFA.
What a referral's deal earns you
Standard terms: 20% of the FiapPay fee on your referral's side (2.5% of the sale). All amounts in FCFA.
| Sale amount | FiapPay fee (their side) | You earn |
|---|---|---|
| 10,000 | 250 | 50 |
| 50,000 | 1,250 | 250 |
| 100,000 | 2,500 | 500 |
| 500,000 | 12,500 | 2,500 |
Small per deal, real at volume: an audience that completes 100 deals of 50,000 FCFA in a month earns you 25,000 FCFA, and it keeps compounding as new followers join.
The rules, stated plainly
- ✓One completed deal first. Your number must have completed at least one escrow transaction on FiapPay, end to end, before your application can be approved. We check this before issuing a code.
- ✓Only first contact counts. Your code works only as someone's very first message to FiapPay. Existing users can't be claimed, by you or anyone else, and a referral is yours permanently once registered.
- ✓Only completed deals earn. Commission is credited when an escrow is successfully released. Refunded or disputed transactions never earn, for anyone.
- ✓Referrals only. You earn from the people you bring, not from your own transactions.
- ✓Your referrals' privacy is protected. Your stats show counts and amounts only. We never share who your referrals are or what they bought, with you or anyone.
- ✓Standard terms, confirmed in writing. 20% of the fee for each referral's first 90 days is the standard offer; your exact terms are confirmed when you're approved. Payouts monthly from a 5,000 FCFA balance, smaller balances simply roll over.
Made for people with an audience that buys and sells
Content creators
TikTok, YouTube, Facebook
Community admins
WhatsApp & Facebook buy/sell groups
Market connectors
People every trader in town knows
Apply in one message
Completed a deal on FiapPay already? Tell us who you are and where your audience lives (TikTok, WhatsApp groups, Facebook…). We review every application personally and reply with your code and terms.
Apply on WhatsAppAlready an affiliate? Text Stats to the bot from your registered number.